Financing Made Simple.

Buy. Refinance. Renovate. Invest.

You already trust me with your real estate strategy.
Now I can guide you through financing and refinancing as well.

As a licensed Mortgage Loan Originator (NMLS 2696855)
with Texana Bank (NMLS 407536),

I help buyers in Cape Coral, Fort Myers, and throughout Florida secure the right loan — clearly, efficiently, and without the usual confusion.

Fast. Transparent. Stress-free.

👉 Start Your Pre-Approval Today Here
👉 Call/Text Me: 239-977-8498

WHY WORK WITH ME FOR MORTGAGE?

When your REALTOR and Mortgage Loan Originator work together,
everything becomes smoother.

👉 One strategy from contract to closing

👉 No communication gaps

👉 Smarter offer positioning

👉 Clear expectations from day one

👉 Faster problem solving

Whether it’s your first home, your next investment, or a vacation property, financing should feel structured and confident — not overwhelming.

LOAN PROGRAMS AVAILABLE

From conventional to specialty solutions, I help tailor financing to your goals:

  • Conventional Loans

  • FHA Loans

  • VA Loans

  • USDA Loans

  • Jumbo Loans

  • DSCR Loans (Investor)

  • Refinance Options

  • FHA 203K Renovation Loans

FHA 203K – BUY & RENOVATE

Can’t find the perfect home? Improve it.

The FHA 203K program allows you to finance both the purchase and renovation into one loan.

Highlights:

  • Finance up to $35,000 in renovations

  • 3.5% down payment (qualified buyers)

  • Minimum 640 credit score (guideline)

  • Available for purchase or refinance

  • Owner-occupied 1–4 unit properties

Eligible Improvements May Include:

  • Kitchen and bathroom remodels

  • Flooring, windows, and doors

  • Roof, HVAC, plumbing, electrical

  • Open floor plan conversions

  • Decks, patios, porches

  • Septic or well updates

If you’ve walked through a property and said, “If only this was updated…” — this loan was designed for you.

THE SIMPLE 4-STEP PROCESS

1️⃣ Quick consultation (phone or Zoom)

2️⃣ Secure document upload   

3️⃣ Pre-approval issued

4️⃣ Offer with confidence

No guesswork. No surprises. Clear communication the entire way.

➡️ APPLY HERE

FREQUENTLY ASKED QUESTIONS

How long does pre-approval take?

In most cases, 24–72 hours once documents are received.

What documents do I need?

Typically: ID, pay stubs, W-2s or tax returns, bank statements.

What credit score is required?

That depends on the loan program. FHA guidelines start lower than conventional programs.

Can investors qualify?

Yes. DSCR and other investor programs are available.

Ready to Take the First Step?

Let’s take the guesswork out of financing.

📱 Call or Text: 239-977-8498
📧 [email protected]

Or use the Application Link below and we'll guide you through your best options.

APPLY HERE

Peter Hitzel | Mortgage Loan Originator

NMLS ID 2696855

Texana Bank NMLS #407536

All mortgage products and services are offered through Texana Bank.
Loan approval is subject to credit approval, underwriting requirements, and property eligibility.
Rates and terms are subject to change without notice.
Equal Housing Lender.
Member FDIC.